Here Is Your Guide To Hassle-Free Online RBL Credit Card Payment

Credit cards happen to be one of the most popular modes of cashless transactions. Apart from increasing your purchasing power, it also offers you the opportunity to build credit. This gives you access to loan money, in case you happen to need it in the future to cater to exigencies. As the credit card is not linked to your savings account, it functions as a separate fund that you can use and manage depending on your lifestyle as well as needs without depleting your personal savings.

Like all other credit cards, the RBL credit card too gives you these essential benefits, which make credit cards unique. But that’s not all! Owning an RBL card would provide you with access to several other exciting benefits such as-

•       Emergency loan
•       Attractive offers, cashback, reward points and discounts at partner stores
•       Complimentary airport lounge access, fuel surcharge waiver, etc.
•       Welcome bonuses depending on the card
•       Reward points against every purchase made and milestone bonuses
•       Card Protection with embedded EMV Microchip, zero-fraud liability cover and in-hand security
•       EMI network card advantage that aids in purchasing big-ticket items such as gadgets, electronics and more, by converting the cost into easy EMIs
•       Specialized privileges on select cards such as priority pass membership, dining privileges, golf lessons, etc.

While enjoying all these benefits is exciting, it is critical to remember to be regular with your RBL credit card payment.

Importance of Making Your RBL Bank Credit Card Payment

The popular notion that credit card is unlimited free money is untrue, and failing to pay your credit card bill can throw you into a debt spiral even before you know it. Interest charges keep pilling with every failed payment. Also defaults, negatively affect your credit score, which can hamper your creditworthiness. Not paying your card bill for multiple months, can also result in your card being cancelled.

Luckily, the RBL Bank SuperCard offers several online payment options to make the process convenient. It is one of the few credit cards, which offers such a diverse range of bill payment options. As a result, it allows cardholders to select the most suitable RBL Bank Credit Card payment method based on their preference.

RBL Credit Card Payment Online Method          

The RBL credit card bill payment can be completed online by choosing any of the four methods- RBL MyCard app, via Bill Desk, via NEFT, and NACH. Each of the online modes is simple and efficient, which helps cardholders enjoy effortless and quick RBL credit card bill payment.

1. RBL MyCard app

Using the dedicated Finserv MARKETs mobile app to complete the application process is definitely the most convenient method of bill payment. This is primarily because the app already has all the critical information related to the credit card stored in it. This includes available balance, usage details, billing cycle, etc. Once the billing cycle is complete, you can simply open the app and go to the “Make a Payment” option where you can choose to pay either the minimum outstanding amount or the total due amount. You would need to enter the details in the relevant fields such as the account number of the payee or UPI ID and submit. In a matter of minutes, a successful fund transfer message would be visible to you on the app.

2. Via bill desk

One of the significant advantages of the RBL SuperCard is its capacity to complete an RBL credit card payment via Bill Desk, where cardholders can opt to clear the due amount through another payee account. RBL Bank SuperCard holders can use the Quick Bill web portal to make their payment online.

3. Via NEFT

You can also opt to pay your RBL bank credit card bill via NEFT. NEFT stands for National Electronic Fund Transfer system, which is an online system designed for conducting the transfer of funds between financial institutions. It is a hassle-free and quick means of paying credit card bills online. All you need to do to enjoy NEFT transfer is to provide certain essential details of the payee. These include – the name of the payee as mentioned on the credit card, account number of the payee or the 16-digit number mentioned on the credit card, name of the bank, IFSC code, and branch location

4. Via NACH

RBL bank credit card payment is also possible through National Automated Clearing House (NACH). This automated payment system allows the crediting of funds towards the outstanding due amount at the start of each month. It can be availed by linking the RBL Bank Credit Card and your payee account with the NACH systems. This can be done by filling up a simple credit card application form and sending it across for verification and later, enrolment.

Paying your credit card bill online is convenient and easy, and you can do it from the comfort of your home. Apart from saving you the physical effort, it also saves you time, while making the entire process paperless and environment-friendly. Choose any of the online methods for RBL Bank Credit card payment and enjoy the unlimited and exciting benefits of enjoying an RBL credit card without a hiccup.